/* =============================================
   RESET & TOKENS — Veritas × Finano Layout
============================================= */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  /* Azul Premium */
  --c-primary-50:  #EFF6FF;
  --c-primary-100: #DBEAFE;
  --c-primary-200: #BFDBFE;
  --c-primary-300: #93C5FD;
  --c-primary-400: #60A5FA;
  --c-primary-500: #3B82F6;
  --c-primary-600: #1D4ED8;
  --c-primary-700: #1E40AF;

  /* Dark */
  --c-dark-900: #0d1b2e;
  --c-dark-800: #142237;
  --c-dark-700: #1a2d44;
  --c-secondary-500: #475569;
  --c-secondary-600: #334155;
  --c-secondary-700: #1E293B;
  --c-secondary-800: #0F172A;

  /* Neutros */
  --c-neutral-50:  #FFFFFF;
  --c-neutral-100: #F8FAFC;
  --c-neutral-200: #F1F5F9;
  --c-neutral-300: #E2E8F0;
  --c-neutral-400: #CBD5E1;

  /* Dourado */
  --c-gold: #C9A227;

  /* Semânticos */
  --color-primary:       var(--c-primary-600);
  --color-primary-hover: var(--c-primary-700);
  --surface-base:        var(--c-neutral-50);
  --surface-section:     var(--c-neutral-100);
  --surface-card:        #FFFFFF;
  --text-heading:        var(--c-secondary-700);
  --text-body:           var(--c-secondary-600);
  --text-muted:          #64748B;
  --border-default:      var(--c-neutral-300);

  /* Tipografia — MANTIDAS DO SITE ORIGINAL */
  --font-serif: 'Cormorant Garamond', Georgia, serif;
  --font-sans:  'Inter', system-ui, sans-serif;

  /* Layout */
  --nav-h:    80px;
  --radius:   4px;
  --shadow-sm: 0 1px 3px rgba(0,0,0,0.08), 0 1px 2px rgba(0,0,0,0.06);
  --shadow-md: 0 4px 16px rgba(0,0,0,0.12), 0 2px 6px rgba(0,0,0,0.06);
  --shadow-lg: 0 12px 40px rgba(0,0,0,0.12), 0 4px 12px rgba(0,0,0,0.06);
}

html { scroll-behavior: smooth; font-size: 16px; }
body {
  font-family: var(--font-sans);
  font-weight: 400;
  line-height: 1.7;
  color: var(--text-body);
  background: var(--surface-base);
  -webkit-font-smoothing: antialiased;
}
img { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }
button { cursor: pointer; font-family: inherit; border: none; background: none; }

/* =============================================
   CONTAINERS
============================================= */
.container        { width: 100%; max-width: 1200px; margin: 0 auto; padding: 0 clamp(1.25rem, 5vw, 3rem); }
.container-narrow { width: 100%; max-width: 760px;  margin: 0 auto; padding: 0 clamp(1.25rem, 5vw, 3rem); }

/* =============================================
   TIPOGRAFIA GLOBAL
============================================= */
h1, h2, h3 {
  font-family: var(--font-serif);
  color: var(--text-heading);
  line-height: 1.15;
  font-weight: 400;
}
h2 { font-size: clamp(1.75rem, 3.5vw, 2.6rem); }
h3 { font-size: clamp(1.1rem, 2vw, 1.3rem); }
p  { color: var(--text-body); font-size: clamp(0.875rem, 1.5vw, 0.95rem); line-height: 1.8; }
em { font-style: italic; color: var(--c-primary-600); font-family: var(--font-serif); }

.eyebrow {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.2em;
  color: var(--c-primary-600);
  margin-bottom: 0.75rem;
}

.divider {
  width: 50px; height: 3px;
  background: var(--c-primary-600);
  margin: 1rem 0 1.5rem;
}
.divider--center { margin: 1rem auto 1.5rem; }

.section-header        { margin-bottom: clamp(2.5rem, 5vw, 4rem); }
.section-header.centered { text-align: center; }
.section-header p      { max-width: 560px; margin: 0.75rem auto 0; color: var(--text-muted); }

/* =============================================
   BOTÕES — estilo Finano
============================================= */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font-family: var(--font-sans);
  font-size: 0.8rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  padding: 0.85rem 2rem;
  border-radius: var(--radius);
  transition: all 0.25s ease;
  white-space: nowrap;
}
.btn-primary {
  background: var(--c-primary-600);
  color: #fff;
}
.btn-primary:hover { background: var(--c-dark-900); transform: translateY(-1px); box-shadow: 0 6px 20px rgba(29,78,216,0.3); }

.btn-outline {
  border: 2px solid var(--c-primary-600);
  color: var(--c-primary-600);
}
.btn-outline:hover { background: var(--c-primary-600); color: #fff; }

.btn-outline-white {
  border: 2px solid rgba(255,255,255,0.6);
  color: #fff;
}
.btn-outline-white:hover { background: rgba(255,255,255,0.12); }

.btn-ghost {
  border: 2px solid rgba(255,255,255,0.45);
  color: #fff;
}
.btn-ghost:hover { background: rgba(255,255,255,0.1); }
.btn--full { width: 100%; justify-content: center; padding: 0.9rem 2rem; }

/* =============================================
   NAVEGAÇÃO — padrão Karina (clara, fixed)
============================================= */
.nav {
  position: fixed;
  inset: 0 0 auto 0;
  z-index: 1000;
  height: var(--nav-h);
  background: #fff;
  border-bottom: 1px solid transparent;
  transition: background .4s ease, border-color .4s, box-shadow .4s;
}
.nav.sc {
  background: rgba(255,255,255,.97);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  box-shadow: 0 2px 24px rgba(0,0,0,.08);
  border-bottom-color: var(--border-default);
}

/* Inner — flex com max-width, sem depender de .wrap */
.nav__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 100%;
  max-width: 1280px;
  margin: 0 auto;
  padding: 0 clamp(1.25rem, 5vw, 3rem);
  gap: 2rem;
}

/* Logo */
.nav-logo {
  display: flex;
  align-items: center;
  flex-shrink: 0;
  height: 40px;
}
.nav-logo-img {
  height: 100%;
  width: auto;
  object-fit: contain;
}

/* Links desktop */
.nav-ul {
  display: flex;
  align-items: center;
  gap: 0;
  list-style: none;
  margin: 0 auto;
}
.nav-ul li a {
  display: block;
  font-size: .7rem;
  font-weight: 500;
  letter-spacing: .16em;
  text-transform: uppercase;
  color: var(--text-body);
  padding: 0.5rem 0.9rem;
  position: relative;
  transition: color .25s;
}
.nav-ul li a::after {
  content: '';
  position: absolute;
  bottom: 0; left: 50%;
  transform: translateX(-50%);
  width: 0; height: 1.5px;
  background: var(--c-primary-600);
  transition: width .3s ease;
}
.nav-ul li a:hover,
.nav-ul li a.active { color: var(--text-heading); }
.nav-ul li a:hover::after,
.nav-ul li a.active::after { width: calc(100% - 1.8rem); }

/* Direita: CTA + hambúrguer */
.nav-right {
  display: flex;
  align-items: center;
  gap: 1rem;
  flex-shrink: 0;
}
.nav-btn {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  padding: 9px 20px;
  border: 1.5px solid var(--c-secondary-700);
  border-radius: var(--radius);
  font-family: var(--font-sans);
  font-size: .7rem;
  font-weight: 600;
  letter-spacing: .1em;
  text-transform: uppercase;
  color: var(--text-heading);
  background: transparent;
  white-space: nowrap;
  transition: background .25s, border-color .25s, color .25s, transform .2s;
}
.nav-btn:hover {
  background: var(--c-primary-600);
  border-color: var(--c-primary-600);
  color: #fff;
  transform: translateY(-1px);
}

/* Hambúrguer — 2 barras, padrão Karina */
.hbg {
  display: none;
  flex-direction: column;
  justify-content: center;
  gap: 6px;
  width: 28px; height: 28px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 0;
  flex-shrink: 0;
  z-index: 1001;
  position: relative;
}
.hbg-bar {
  display: block;
  height: 1.5px;
  background: var(--text-heading);
  border-radius: 1px;
  transition: transform .4s ease, width .3s ease;
  transform-origin: center;
}
.hbg-bar:nth-child(1) { width: 100%; }
.hbg-bar:nth-child(2) { width: 60%; align-self: flex-end; }
.hbg.act .hbg-bar:nth-child(1) { transform: translateY(3.75px) rotate(45deg); }
.hbg.act .hbg-bar:nth-child(2) { transform: translateY(-3.75px) rotate(-45deg); width: 100%; }

/* =============================================
   DRAWER — fullscreen, padrão Karina
============================================= */
.drawer {
  position: fixed;
  inset: 0;
  z-index: 999;
  background: var(--c-dark-900);
  display: flex;
  flex-direction: column;
  pointer-events: none;
  clip-path: inset(0 0 100% 0);
  transition: clip-path .55s cubic-bezier(.4,0,.2,1);
}
.drawer.op {
  pointer-events: all;
  clip-path: inset(0 0 0% 0);
}
.drawer-inner {
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  height: 100%;
  padding: calc(var(--nav-h) + 3rem) 2.5rem 3rem;
}
.drawer-nav ul {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 0;
}
.drawer-link {
  display: flex;
  align-items: baseline;
  gap: 1.1rem;
  font-family: var(--font-serif);
  font-size: clamp(1.8rem, 5vw, 2.8rem);
  font-weight: 300;
  color: rgba(255,255,255,.75);
  padding: .6rem 0;
  border-bottom: 1px solid rgba(255,255,255,.06);
  transition: color .3s ease, padding-left .3s ease;
}
.drawer-link em {
  font-style: normal;
  font-family: var(--font-sans);
  font-size: .65rem;
  font-weight: 500;
  letter-spacing: .2em;
  text-transform: uppercase;
  color: var(--c-primary-400);
  flex-shrink: 0;
}
.drawer-link:hover { color: #fff; padding-left: .75rem; }
.drawer-footer {
  display: flex;
  flex-direction: column;
  gap: .75rem;
}
.drawer-cta {
  display: inline-flex;
  align-items: center;
  gap: .6rem;
  font-family: var(--font-sans);
  font-size: .72rem;
  font-weight: 600;
  letter-spacing: .12em;
  text-transform: uppercase;
  color: var(--c-dark-900);
  background: var(--c-primary-300);
  border-radius: var(--radius);
  padding: .85rem 1.8rem;
  align-self: flex-start;
  transition: background .3s, transform .25s;
}
.drawer-cta:hover { background: var(--c-primary-400); transform: translateY(-2px); }
.drawer-tagline {
  font-size: .68rem;
  letter-spacing: .2em;
  text-transform: uppercase;
  color: rgba(255,255,255,.28);
}

/* =============================================
   HERO — Finano style: imagem de fundo escura,
   texto esquerda, cards flutuantes
============================================= */
.hero {
  position: relative;
  min-height: 100svh;
  display: flex;
  flex-direction: column;
  overflow: hidden;
  padding-top: var(--nav-h);
}
.hero__bg {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(to right, rgba(13,27,46,0.93) 45%, rgba(13,27,46,0.55) 100%),
    url('../images/hero-bg.jpg');
  background-size: cover;
  background-position: center;
  transform: scale(1.04);
  animation: heroZoom 12s ease-out forwards;
}
@keyframes heroZoom { to { transform: scale(1); } }

.hero__inner {
  flex: 1;
  display: flex;
  align-items: center;
  width: 100%;
  max-width: 1280px;
  margin: 0 auto;
  padding: clamp(4rem, 8vw, 6rem) clamp(1.5rem, 5vw, 4rem) clamp(2rem, 4vw, 3rem);
  position: relative;
  z-index: 1;
  animation: fadeUp 0.9s ease 0.1s both;
}
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(28px); }
  to   { opacity: 1; transform: translateY(0); }
}

.hero__text { max-width: 600px; }
.hero__tag {
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
  font-size: 0.7rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.22em;
  color: var(--c-primary-300);
  margin-bottom: 1.5rem;
  padding: 0.4rem 1rem;
  border: 1px solid rgba(96,165,250,0.3);
  border-radius: 2px;
}
.hero__title {
  font-family: var(--font-serif);
  font-size: clamp(2.6rem, 5.5vw, 4.5rem);
  font-weight: 300;
  line-height: 1.08;
  color: #fff;
  margin-bottom: 1.5rem;
}
.hero__title em { color: var(--c-primary-300); }
.hero__sub {
  font-size: clamp(0.9rem, 1.5vw, 1rem);
  color: rgba(255,255,255,0.68);
  max-width: 480px;
  margin-bottom: 2.5rem;
  line-height: 1.85;
}
.hero__actions { display: flex; gap: 1rem; flex-wrap: wrap; }

/* Cards de serviços flutuantes — Finano style */
.hero__feature-cards {
  position: relative;
  z-index: 2;
  background: rgba(13,27,46,0.85);
  backdrop-filter: blur(10px);
  border-top: 1px solid rgba(96,165,250,0.15);
}
.hero__feature-cards-inner {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  max-width: 1280px;
  margin: 0 auto;
  padding: 0 clamp(1.5rem, 5vw, 4rem);
}
.hero__feat-item {
  padding: clamp(1.5rem, 2.5vw, 2rem) 1.5rem;
  border-right: 1px solid rgba(96,165,250,0.1);
  display: flex;
  gap: 1.25rem;
  align-items: flex-start;
  transition: background 0.25s;
}
.hero__feat-item:last-child { border-right: none; }
.hero__feat-item:hover { background: rgba(96,165,250,0.05); }
.hero__feat-icon {
  width: 46px; height: 46px;
  background: var(--c-primary-600);
  border-radius: 3px;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.hero__feat-icon i { font-size: 1.15rem; color: #fff; }
.hero__feat-title {
  font-family: var(--font-serif);
  font-size: 1rem;
  font-weight: 400;
  color: #fff;
  margin-bottom: 0.25rem;
}
.hero__feat-desc { font-size: 0.78rem; color: rgba(255,255,255,0.5); line-height: 1.6; }

/* Stats bar */
.hero__stats {
  background: var(--c-primary-600);
}
.hero__stats-inner {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  max-width: 1280px;
  margin: 0 auto;
  padding: 0 clamp(1.5rem, 5vw, 4rem);
}
.stat-item {
  padding: clamp(1rem, 2.5vw, 1.5rem) 1rem;
  text-align: center;
  border-right: 1px solid rgba(255,255,255,0.15);
}
.stat-item:last-child { border-right: none; }
.stat-item__num {
  font-family: var(--font-serif);
  font-size: clamp(1.8rem, 3.5vw, 2.6rem);
  font-weight: 300;
  color: #fff;
  line-height: 1.1;
}
.stat-item__label {
  font-size: clamp(0.6rem, 1.2vw, 0.7rem);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: rgba(255,255,255,0.7);
  margin-top: 0.2rem;
}

/* =============================================
   SOBRE — Finano: imagem esq, texto dir,
   com badge sobreposto
============================================= */
.about {
  padding: clamp(5rem, 9vw, 7rem) 0;
}
.about__inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(3rem, 6vw, 6rem);
  align-items: center;
}

.about__visual { position: relative; }
.about__img-wrap {
  position: relative;
  overflow: hidden;
  border-radius: 2px;
  box-shadow: var(--shadow-lg);
}
.about__img-wrap img {
  width: 100%;
  height: clamp(340px, 50vw, 540px);
  object-fit: cover;
  display: block;
}
.about__badge {
  position: absolute;
  bottom: -1.5rem;
  right: -1.5rem;
  background: var(--c-dark-900);
  color: #fff;
  padding: 1.5rem 1.75rem;
  border-radius: 2px;
  text-align: center;
  box-shadow: var(--shadow-md);
  border-left: 4px solid var(--c-primary-600);
}
.about__badge-num {
  font-family: var(--font-serif);
  font-size: 2.5rem;
  font-weight: 300;
  color: var(--c-primary-400);
  line-height: 1;
}
.about__badge-text {
  font-size: 0.68rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: rgba(255,255,255,0.7);
  margin-top: 0.3rem;
  line-height: 1.4;
}

.about__text h2 { margin: 0.5rem 0 0; }
.about__values {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.875rem;
  margin: 1.75rem 0 2rem;
}
.value-item {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  padding: 0.875rem 1rem;
  border: 1px solid var(--border-default);
  border-radius: 2px;
  border-left: 3px solid var(--c-primary-600);
  background: var(--surface-section);
}
.value-item i { font-size: 1rem; color: var(--c-primary-600); margin-top: 2px; flex-shrink: 0; }
.value-item strong { display: block; font-size: 0.82rem; font-weight: 600; color: var(--text-heading); }
.value-item span { font-size: 0.78rem; color: var(--text-muted); }

/* =============================================
   SERVIÇOS — Finano: grid de cards com foto
   (sem foto real usa ícone estilizado grande)
============================================= */
.services {
  padding: clamp(5rem, 9vw, 7rem) 0;
  background: var(--c-dark-900);
}
.services .section-header h2,
.services .section-header .eyebrow { color: #fff; }
.services .section-header p { color: rgba(255,255,255,0.55); }
.services .section-header .eyebrow { color: var(--c-primary-300); }

.service-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1px;
  background: rgba(255,255,255,0.07);
  border: 1px solid rgba(255,255,255,0.07);
  border-radius: 2px;
  overflow: hidden;
}

.service-card {
  background: var(--c-dark-800);
  padding: clamp(2rem, 3.5vw, 2.5rem);
  display: flex;
  flex-direction: column;
  transition: background 0.25s;
  position: relative;
  overflow: hidden;
}
.service-card::before {
  content: '';
  position: absolute;
  bottom: 0; left: 0; right: 0;
  height: 3px;
  background: var(--c-primary-600);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.35s ease;
}
.service-card:hover { background: var(--c-dark-700); }
.service-card:hover::before { transform: scaleX(1); }

.service-card__number {
  font-family: var(--font-serif);
  font-size: 3rem;
  font-weight: 300;
  color: rgba(96,165,250,0.12);
  line-height: 1;
  margin-bottom: 1rem;
}
.service-card__icon {
  width: 48px; height: 48px;
  background: rgba(96,165,250,0.1);
  border-radius: 3px;
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 1.25rem;
  border: 1px solid rgba(96,165,250,0.2);
}
.service-card__icon i { font-size: 1.2rem; color: var(--c-primary-400); }
.service-card__title {
  font-family: var(--font-serif);
  font-size: 1.1rem;
  font-weight: 400;
  color: #fff;
  margin-bottom: 0.75rem;
}
.service-card__desc { font-size: 0.83rem; color: rgba(255,255,255,0.5); line-height: 1.75; flex: 1; }
.service-card__arrow {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  font-size: 0.7rem;
  font-weight: 600;
  color: var(--c-primary-400);
  text-transform: uppercase;
  letter-spacing: 0.1em;
  margin-top: 1.5rem;
  transition: gap 0.2s;
}
.service-card__arrow:hover { gap: 0.65rem; color: var(--c-primary-300); }

/* =============================================
   PROCESSO — Finano: steps numerados horizontal
============================================= */
.process {
  padding: clamp(5rem, 9vw, 7rem) 0;
  background: var(--surface-section);
}
.process__steps {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 0;
  position: relative;
  border: 1px solid var(--border-default);
  border-radius: 2px;
  overflow: hidden;
  background: var(--border-default);
}
.process__step {
  background: var(--surface-card);
  padding: clamp(1.75rem, 3vw, 2.5rem) 1.5rem;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  text-align: left;
  gap: 0;
  transition: background 0.25s;
}
.process__step:hover { background: var(--c-primary-600); }
.process__step:hover .process__step-num { color: rgba(255,255,255,0.2); }
.process__step:hover .process__step-dot { background: rgba(255,255,255,0.2); }
.process__step:hover .process__step-dot i { color: #fff; }
.process__step:hover h3 { color: #fff; }
.process__step:hover p { color: rgba(255,255,255,0.7); }

.process__step-num {
  font-family: var(--font-serif);
  font-size: 2.5rem;
  font-weight: 300;
  color: var(--c-primary-100);
  line-height: 1;
  margin-bottom: 1rem;
}
.process__step-dot {
  width: 46px; height: 46px;
  background: var(--c-primary-50);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 1rem;
}
.process__step-dot i { font-size: 1.1rem; color: var(--c-primary-600); }
.process__step h3 {
  font-family: var(--font-serif);
  font-size: 1rem;
  font-weight: 400;
  color: var(--text-heading);
  margin-bottom: 0.5rem;
}
.process__step p { font-size: 0.78rem; color: var(--text-muted); line-height: 1.65; }

/* =============================================
   DIFERENCIAIS — Finano: imagem dir + lista esq
============================================= */
.features { padding: clamp(5rem, 9vw, 7rem) 0; }
.features__inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(3rem, 6vw, 6rem);
  align-items: center;
}
.features__image-col { position: relative; }
.features__main-img {
  width: 100%;
  height: clamp(320px, 48vw, 500px);
  object-fit: cover;
  border-radius: 2px;
  box-shadow: var(--shadow-lg);
  display: block;
}
.features__img-card {
  position: absolute;
  bottom: -1.5rem; right: -1.5rem;
  background: var(--c-primary-600);
  color: #fff;
  padding: 1.5rem 1.75rem;
  border-radius: 2px;
  box-shadow: var(--shadow-md);
}
.features__img-card-num {
  font-family: var(--font-serif);
  font-size: 1.9rem;
  font-weight: 300;
  line-height: 1;
}
.features__img-card-label { font-size: 0.72rem; opacity: 0.85; margin-top: 0.3rem; max-width: 140px; line-height: 1.4; }
.features__text h2 { margin: 0.5rem 0 0; }
.features__list { display: flex; flex-direction: column; gap: 1.25rem; }
.feature-item {
  display: flex;
  gap: 1rem;
  align-items: flex-start;
  padding: 1.25rem;
  border: 1px solid var(--border-default);
  border-radius: 2px;
  transition: border-color 0.25s, box-shadow 0.25s;
}
.feature-item:hover { border-color: var(--c-primary-300); box-shadow: var(--shadow-sm); }
.feature-item__icon {
  width: 42px; height: 42px;
  background: var(--c-primary-50);
  border-radius: 3px;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.feature-item__icon i { font-size: 1rem; color: var(--c-primary-600); }
.feature-item div strong { display: block; font-size: 0.88rem; font-weight: 600; color: var(--text-heading); margin-bottom: 0.2rem; }
.feature-item div p { font-size: 0.82rem; color: var(--text-muted); line-height: 1.65; margin: 0; }

/* =============================================
   EQUIPE — Finano: slider de cards com foto
============================================= */
.team {
  padding: clamp(5rem, 9vw, 7rem) 0;
  background: var(--c-dark-900);
  overflow: hidden;
}
.team .section-header h2  { color: #fff; }
.team .section-header em  { color: var(--c-primary-300); }
.team .section-header .eyebrow { color: var(--c-primary-300); }

/* Slider */
.team-slider {
  position: relative;
}
.team-slider__viewport { overflow: hidden; }
.team-track {
  display: flex;
  gap: 1.5rem;
  transition: transform 0.4s cubic-bezier(0.4, 0, 0.2, 1);
}

.team-track.is-dragging { cursor: grabbing; transition: none; }
.team-track img { -webkit-user-drag: none; user-select: none; }

/* Card de membro */
.member-card {
  background: var(--c-dark-800);
  border: 1px solid rgba(255,255,255,0.07);
  border-radius: 2px;
  overflow: hidden;
  flex: 0 0 calc(33.333% - 1rem);
  min-width: 0;
  transition: border-color 0.3s, transform 0.3s;
}
.member-card:hover { border-color: var(--c-primary-600); transform: translateY(-4px); }

.member-card__img {
  width: 100%;
  aspect-ratio: 4/3;
  object-fit: cover;
  object-position: top center;
  display: block;
}
.member-card__body {
  padding: 1.5rem;
}
.member-card__name {
  font-family: var(--font-serif);
  font-size: 1.1rem;
  font-weight: 400;
  color: #fff;
  margin-bottom: 0.2rem;
}
.member-card__role {
  font-size: 0.68rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.14em;
  color: var(--c-primary-400);
  margin-bottom: 0.75rem;
}
.member-card__crc {
  font-size: 0.65rem;
  color: rgba(255,255,255,0.35);
  margin-bottom: 0.875rem;
}
.member-card__divider { width: 32px; height: 2px; background: var(--c-primary-600); margin-bottom: 0.875rem; }
.member-card__bio {
  font-size: 0.78rem;
  color: rgba(255,255,255,0.5);
  line-height: 1.7;
  margin-bottom: 1rem;
}
.member-card__socials { display: flex; gap: 0.5rem; }
.member-card__social {
  width: 30px; height: 30px;
  border-radius: 50%;
  border: 1px solid rgba(255,255,255,0.15);
  display: flex; align-items: center; justify-content: center;
  color: rgba(255,255,255,0.45);
  font-size: 0.75rem;
  transition: all 0.2s;
  text-decoration: none;
  cursor: pointer;
}
.member-card__social:hover { border-color: var(--c-primary-400); color: var(--c-primary-300); }

/* Controles do slider — pill centralizado */
.team-slider__controls {
  display: flex;
  justify-content: center;
  margin-top: 2.25rem;
}
.team-slider__pill {
  display: inline-flex;
  align-items: center;
  gap: 0;
}
.team-slider__btn {
  width: 40px; height: 40px;
  border-radius: 999px;
  display: flex; align-items: center; justify-content: center;
  color: rgba(255,255,255,0.55);
  background: rgba(255,255,255,0.07);
  border: 1px solid rgba(255,255,255,0.08);
  cursor: pointer;
  transition: background 0.22s ease, color 0.22s ease, border-color 0.22s ease;
  flex-shrink: 0;
}
.team-slider__btn svg { display: block; transition: transform 0.2s ease; }
.team-slider__btn:hover:not(:disabled) { background: var(--c-primary-600); color: #fff; border-color: transparent; }
.team-slider__btn--prev:hover:not(:disabled) svg { transform: translateX(-1px); }
.team-slider__btn--next:hover:not(:disabled) svg { transform: translateX(1px); }
.team-slider__btn:disabled { opacity: 0.25; cursor: not-allowed; }
.team-slider__dots {
  display: flex;
  align-items: center;
  gap: 7px;
  padding: 0 14px;
}
.team-slider__dot {
  width: 7px; height: 7px;
  border-radius: 999px;
  background: rgba(255,255,255,0.2);
  border: none;
  cursor: pointer;
  transition: width 0.32s cubic-bezier(0.4,0,0.2,1), background 0.25s ease;
  flex-shrink: 0;
}
.team-slider__dot.active {
  width: 24px;
  background: var(--c-primary-400);
  box-shadow: 0 0 12px rgba(96,165,250,0.4);
}

/* =============================================
   FAQ — Finano: 2 cols, lead + accordion
============================================= */
.faq { padding: clamp(5rem, 9vw, 7rem) 0; }
.faq__inner {
  display: grid;
  grid-template-columns: 1fr 1.6fr;
  gap: clamp(3rem, 6vw, 6rem);
  align-items: start;
}
.faq__lead h2 { margin: 0.5rem 0 0; }
.faq__lead p { font-size: 0.875rem; color: var(--text-muted); margin-bottom: 1.75rem; }
.faq__list { display: flex; flex-direction: column; }
.faq-item { border-bottom: 1px solid var(--border-default); }
.faq-item:first-child { border-top: 1px solid var(--border-default); }
.faq-item__trigger {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  width: 100%;
  padding: 1.2rem 0;
  text-align: left;
  color: var(--text-heading);
  font-size: 0.9rem;
  font-weight: 500;
}
.faq-item__trigger i { font-size: 0.85rem; color: var(--c-primary-600); flex-shrink: 0; transition: transform 0.3s; }
.faq-item.open .faq-item__trigger i { transform: rotate(45deg); }
.faq-item__body { display: none; padding-bottom: 1.2rem; }
.faq-item.open .faq-item__body { display: block; }
.faq-item__body p { font-size: 0.875rem; color: var(--text-muted); line-height: 1.8; }

/* =============================================
   BLOG — Finano: 3 cols com cat overlay
============================================= */
.blog {
  padding: clamp(5rem, 9vw, 7rem) 0;
  background: var(--surface-section);
}
.blog__header {
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 1rem;
  margin-bottom: clamp(2rem, 4vw, 3.5rem);
}
.blog__header h2 { margin-top: 0.5rem; }
.blog__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}
.blog-card {
  background: var(--surface-card);
  border: 1px solid var(--border-default);
  border-radius: 2px;
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  transition: box-shadow 0.25s, transform 0.25s;
}
.blog-card:hover { box-shadow: var(--shadow-lg); transform: translateY(-3px); }
.blog-card__img-wrap {
  position: relative;
  aspect-ratio: 16/9;
  overflow: hidden;
}
.blog-card__img-wrap img { width: 100%; height: 100%; object-fit: cover; transition: transform 0.4s ease; }
.blog-card:hover .blog-card__img-wrap img { transform: scale(1.05); }
.blog-card__cat {
  position: absolute;
  top: 0.875rem; left: 0.875rem;
  background: var(--c-primary-600);
  color: #fff;
  font-size: 0.65rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  padding: 0.3rem 0.75rem;
  border-radius: 2px;
}
.blog-card__body { padding: 1.5rem; }
.blog-card__title {
  font-family: var(--font-serif);
  font-size: 1.05rem;
  font-weight: 400;
  color: var(--text-heading);
  line-height: 1.35;
  margin-bottom: 0.625rem;
}
.blog-card__excerpt { font-size: 0.8rem; color: var(--text-muted); line-height: 1.75; margin-bottom: 1.25rem; }
.blog-card__read-more {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  font-size: 0.72rem;
  font-weight: 700;
  color: var(--c-primary-600);
  text-transform: uppercase;
  letter-spacing: 0.1em;
  transition: gap 0.2s;
}
.blog-card__read-more:hover { gap: 0.55rem; }

/* =============================================
   CTA BANNER
============================================= */
.cta-banner {
  background: linear-gradient(135deg, var(--c-dark-900) 0%, var(--c-primary-700) 100%);
  padding: clamp(5rem, 9vw, 7rem) 0;
  position: relative;
  overflow: hidden;
}
.cta-banner::before {
  content: '';
  position: absolute;
  inset: 0;
  background: url('../images/hero-bg.jpg') center/cover no-repeat;
  opacity: 0.07;
}
.cta-banner__inner { text-align: center; position: relative; z-index: 1; }
.cta-banner__title {
  font-family: var(--font-serif);
  font-size: clamp(1.85rem, 4vw, 3rem);
  font-weight: 300;
  color: #fff;
  line-height: 1.2;
  margin-bottom: 1rem;
}
.cta-banner__title em { color: var(--c-primary-200); }
.cta-banner__sub { font-size: 0.95rem; color: rgba(255,255,255,0.7); margin-bottom: 2.5rem; }
.cta-banner__actions { display: flex; gap: 1rem; justify-content: center; flex-wrap: wrap; }

/* =============================================
   CONTATO — Finano: 2 cols, info + mapa
============================================= */
.contact { padding: clamp(5rem, 9vw, 7rem) 0; }
.contact__inner {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: clamp(3rem, 6vw, 6rem);
  align-items: start;
}
.contact__inner h2 { margin: 0.5rem 0 0.875rem; }
.contact__inner > div > p { color: var(--text-muted); margin-bottom: 2rem; font-size: 0.875rem; }
.contact__details { display: flex; flex-direction: column; gap: 1.25rem; margin-bottom: 2rem; }
.contact__detail { display: flex; align-items: flex-start; gap: 1rem; }
.contact__detail-icon {
  width: 42px; height: 42px;
  background: var(--c-primary-600);
  border-radius: 3px;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.contact__detail-icon i { font-size: 1rem; color: #fff; }
.contact__detail strong { display: block; font-size: 0.72rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.1em; color: var(--text-muted); margin-bottom: 0.15rem; }
.contact__detail span { font-size: 0.875rem; color: var(--text-heading); }
.contact__badges { display: flex; gap: 0.75rem; flex-wrap: wrap; }
.contact__badges span {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  font-size: 0.68rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--text-muted);
  border: 1px solid var(--border-default);
  padding: 0.4rem 0.875rem;
  border-radius: 2px;
}
.contact__badges i { color: var(--c-primary-600); font-size: 0.9rem; }

/* Mapa */
.contact__map {
  width: 100%;
  height: 480px;
  border-radius: 2px;
  overflow: hidden;
  border: 1px solid var(--border-default);
  box-shadow: var(--shadow-md);
}

/* =============================================
   FOOTER — Finano: dark full-width
============================================= */
.footer {
  background: var(--c-dark-900);
  padding-top: clamp(3.5rem, 7vw, 5.5rem);
}
.footer__top {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: clamp(2rem, 4vw, 4rem);
  padding-bottom: clamp(2rem, 4vw, 3.5rem);
  border-bottom: 1px solid rgba(255,255,255,0.07);
}
.footer__brand .logo {
  display: flex;
  align-items: center;
  height: 40px;
  margin-bottom: 0.5rem;
}
.footer__brand .logo-img {
  height: 100%;
  width: auto;
  object-fit: contain;
}
.footer__brand p { font-size: 0.82rem; color: rgba(255,255,255,0.45); margin-top: 1rem; max-width: 250px; line-height: 1.75; }
.footer__socials { display: flex; gap: 0.5rem; margin-top: 1.5rem; }
.footer__socials a {
  width: 36px; height: 36px;
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  color: rgba(255,255,255,0.5);
  font-size: 0.85rem;
  transition: all 0.2s;
}
.footer__socials a:hover { border-color: var(--c-primary-400); color: var(--c-primary-300); background: rgba(96,165,250,0.08); }
.footer__col-title {
  font-size: 0.68rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.18em;
  color: rgba(255,255,255,0.35);
  margin-bottom: 1.25rem;
}
.footer__links { display: flex; flex-direction: column; gap: 0.6rem; }
.footer__links a, .footer__links li { font-size: 0.82rem; color: rgba(255,255,255,0.55); transition: color 0.2s; line-height: 1.6; }
.footer__links a:hover { color: var(--c-primary-300); }
.footer__bottom {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  flex-wrap: wrap;
  padding: 1.5rem 0;
}
.footer__bottom p { font-size: 0.75rem; color: rgba(255,255,255,0.3); }
.footer__bottom nav { display: flex; gap: 1.25rem; }
.footer__bottom a { font-size: 0.75rem; color: rgba(255,255,255,0.3); transition: color 0.2s; }
.footer__bottom a:hover { color: rgba(255,255,255,0.65); }

/* =============================================
   UTILITÁRIOS FLUTUANTES
============================================= */
.back-top {
  position: fixed;
  bottom: 5.5rem; right: 1.5rem;
  width: 42px; height: 42px;
  background: var(--c-primary-600);
  color: #fff;
  border-radius: 3px;
  display: flex; align-items: center; justify-content: center;
  box-shadow: var(--shadow-md);
  opacity: 0;
  transform: translateY(10px);
  transition: all 0.3s;
  z-index: 80;
  pointer-events: none;
}
.back-top.visible { opacity: 1; transform: translateY(0); pointer-events: all; }
.back-top:hover { background: var(--c-primary-700); }
.back-top i { font-size: 1rem; }

.whatsapp-btn {
  position: fixed;
  bottom: 1.5rem; right: 1.5rem;
  width: 50px; height: 50px;
  background: #25D366;
  color: #fff;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  box-shadow: 0 4px 16px rgba(37,211,102,0.4);
  z-index: 80;
  transition: transform 0.2s;
}
.whatsapp-btn:hover { transform: scale(1.1); }
.whatsapp-btn i { font-size: 1.4rem; }

/* =============================================
   RESPONSIVIDADE
============================================= */
@media (max-width: 1024px) {
  .hero__feature-cards-inner { grid-template-columns: 1fr; }
  .hero__feat-item { border-right: none; border-bottom: 1px solid rgba(96,165,250,0.1); }
  .hero__feat-item:last-child { border-bottom: none; }
  .hero__stats-inner { grid-template-columns: repeat(2, 1fr); }
  .stat-item:nth-child(2) { border-right: none; }
  .stat-item:nth-child(3) { border-right: 1px solid rgba(255,255,255,0.15); }
  .process__steps { grid-template-columns: repeat(3, 1fr); }
  .member-card { flex: 0 0 calc(50% - 0.75rem); }
}

@media (max-width: 768px) {
  .nav-ul, .nav-btn { display: none; }
  .hbg { display: flex; }

  .hero__title { font-size: clamp(2.2rem, 9vw, 3rem); }
  .hero__feature-cards-inner { grid-template-columns: 1fr; }

  .about__inner,
  .features__inner,
  .contact__inner,
  .faq__inner { grid-template-columns: 1fr; gap: 2.5rem; }

  .about__badge { right: 0.5rem; }
  .features__img-card { right: 0; }

  .service-grid { grid-template-columns: 1fr 1fr; }
  .blog__grid { grid-template-columns: 1fr; }
  .footer__top { grid-template-columns: 1fr 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .process__steps { grid-template-columns: 1fr 1fr; }
  .member-card { flex: 0 0 calc(50% - 0.75rem); }
  .contact__map { height: 320px; }
}

@media (max-width: 480px) {
  .hero__stats-inner { grid-template-columns: 1fr 1fr; }
  .hero__actions { flex-direction: column; width: 100%; }
  .hero__actions .btn { justify-content: center; }
  .service-grid { grid-template-columns: 1fr; }
  .footer__top { grid-template-columns: 1fr; }
  .about__values { grid-template-columns: 1fr; }
  .process__steps { grid-template-columns: 1fr; }
  .cta-banner__actions { flex-direction: column; align-items: center; }
  .member-card { flex: 0 0 100%; }
  .hero__feature-cards-inner { grid-template-columns: 1fr; }
  .contact__map { height: 260px; }
}